Course Description
This certificate program equips learners with the knowledge and skills to achieve financial well-being. It combines two essential areas:
- Financial Literacy: Gaining a comprehensive understanding of core personal finance concepts like budgeting, saving, investing, debt management, and financial planning for the future (retirement, emergencies).
- Mindset Change Management: Developing the attitudes, beliefs, and behaviors necessary to make informed financial decisions and achieve financial goals. This includes identifying and overcoming negative financial habits and limiting beliefs.
Course Justification
Financial literacy empowers individuals to make informed financial decisions and build a secure financial future. However, financial knowledge alone is not enough. This program addresses the importance of mindset in financial success. By understanding and changing limiting financial beliefs, learners can develop positive financial habits and achieve their financial goals with greater confidence.
Course Objectives
The program aims to:
- (i) Equip learners with the knowledge and skills to effectively manage their personal finances.
- (ii) Foster a deeper understanding of core financial concepts and their application in real-life situations.
- (iii) Develop the mindset and behavioral skills necessary to make informed financial decisions.
- (iv) Empower learners to identify and overcome negative financial habits and limiting beliefs.
- (v) Equip learners with tools and strategies for achieving their financial goals.
Learning Outcomes
Upon successful completion of this program, learners should be able to:
- (i) Develop and maintain a personal budget to track income and expenses effectively.
- (ii) Create and implement savings plans to achieve financial goals.
- (iii) Explore and utilize investment options to grow their wealth over time.
- (iv) Develop strategies for debt management and financial risk mitigation.
- (v) Design a financial plan for the future, considering retirement planning and emergency preparedness.
- (vi) Identify limiting financial beliefs and develop positive financial mindsets for long-term success.